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Independent life-insurance agency · United States

610 final-expense leads in one month at $1.77 each

The agency had fallen back to purchased leads. A second product line meant the CRM had to branch: different messaging, fields and cadence for two kinds of lead running through one system.

610
Leads in August 2026
$1.77
Cost per lead
660
Leads in the first run at $2.88

The situation

Mortgage-protection ads that were not converting, a vendor lead feed in their place, and a CRM workflow built for one product.

Delivered through a partner sub-agency.

What we built

  • A final-expense lead-form campaign with the qualifying questions inside the form, later relaunched as an organic-audience variant.
  • The GoHighLevel workflow split by product type, so purchased leads and ad leads route into different messaging and actions in one system.
  • Custom “scheduled” conversion events for call bookings, over 1,100 recorded.

What was recorded

MonthSpendLeadsCost per leadCTR
November 2025$913251$3.646.19%
December 2025$991409$2.427.75%
February 2026$67271$9.464.88%
March 2026$48613$37.383.60%
August 2026, relaunch$1,077610$1.773.44%

Meta Ads Manager, November 2025 to August 2026.

The screenshots

Taken from the account itself. The client’s name, domain and account are pixelated; nothing else is edited. Open any one at full size.

Ads Manager, August 2026: 610 leads at $1.77. Account and campaign names blurred.
Ads Manager, August 2026: 610 leads at $1.77. Account and campaign names blurred.
Ads Manager, November to December 2025: the first run, 660 leads.
Ads Manager, November to December 2025: the first run, 660 leads.

How to read it

Leads, not policies: final-expense leads are low-intent by nature and the agency’s close rate is not on record. The February–March dip is the same saturation curve as the clinics, and the August relaunch shows it recovers with new creative and a new audience.

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